Terms of use

Please read the following terms of use carefully. By visiting this website (www.cornercard.ch), the Cornèrcard App or any of their pages and content, you declare that you have read and understood the following terms of use and legal notices, as well as the material contained therein, and that you accept them. These Terms of use as well as the information and materials contained in the Cornèrcard Website are subject to change from time to time without notice.



Unless stated otherwise, all of the content on this site and on the App is copyright protected. Cornèr Bank Ltd owns all of the rights. The material provided is strictly for reference purposes. You may only reproduce the material on the site or any part in writing or electronically if you expressly credit Cornèr Bank Ltd. You must obtain Cornèr Banks Ltd.’s express permission each time before reproducing any site material.


Ownership of the site, App and trademarks

Nothing included in the website and/or in the App may be regarded as granting an implied license or right to use an image, a trademark, an identification mark of services or a logo. You will not acquire any rights in the material or software you download or copy from the site and/or from the App. Cornèr Bank Ltd. reserves all rights arising from its ownership of the copyright and trademarks for all of the site material.



In certain cases Cornèr Bank Ltd. uses what are known as cookies. A cookie is a small file that is sent from the site server to your Internet browser and saved on your computer. These cookies enable Cornèr Bank Ltd. to recognise you the next time you visit the website. The use of cookies and other similar techniques is employed to allow for the implementation of certain processes, services and transactions, for example when you use a virtual shopping cart at an online shop. You can configure your browser’s settings so that the browser will not save cookies or so that it will display a warning before it does so.


Data protection/use and disclosure of data

Cornèr Bank Ltd. takes all of the measures necessary to comply with data protection legislation when processing your data. It processes your data to facilitate the provision of its services. In addition, as its customer, you consent to your data being used within Cornèr Bank Ltd. for marketing purposes.


No offer

The information, opinions and other content published on this site and/or on the App do not constitute an invitation, an offer or a recommendation to buy or sell securities, financial instruments or financial services, or to receive advice or engage in other transactions of any kind. Nor should they be interpreted as such. The services, investments and open-ended funds are not available to persons who are domiciled in a jurisdiction where their sale and distribution violate local laws. Some services or financial instruments may not be available to or suitable for the public.


No warranties

While Cornèr Bank Ltd. has made every effort to ensure that the information on its website and/or on its App is reliable at the time of its publication, Cornèr Bank Ltd. or its business partners make no representations or warranties, either express or implied, with respect to the accuracy, reliability or completeness of the information, and exclude all liability whatsoever in relation to the same. The content of the site and of the App may be altered at any time without prior notice.

Our website contains links to external third-party websites. We have no influence over the content of the linked websites. The respective providers and operators of such websites are responsible for their content, and therefore we assume no liability for their content. We check the third-party websites at the time we create the links to ensure that no violations of the law are apparent at such time. We are, however, unable to continually monitor the content of such websites for possible violations of the law without any concrete grounds for suspicion. If any violations of the law come to our attention, we will immediately remove the links concerned.




No guarantees

To the fullest extent permitted by law, Cornèr Bank Ltd. makes no representations or warranties, either express or implied, of any kind with respect to the information and opinions contained on this site and the App. Any complaints about data will be addressed in accordance with the Bank’s internal accounting practices. Furthermore, Cornèr Bank Ltd. accepts no liability for and offers no guarantee that the site and the App will function or will function uninterrupted or error free. Also, it accepts no liability for and offers no guarantee that defects will be corrected or that this site or the site and the App server is free from defects.

Due to the open configuration of the Internet, it is possible for third parties to gain unauthorised access to the connection between the computer of a user of online services and Cornèr Bank Ltd.’s computer system. To minimise this risk, the user of online services will use all available means to protect the computer he or she uses to access Cornèr Bank Ltd.’s computer system. The user assumes all risks and responsibility arising from access by a third party.


No liability

In no event will Cornèr Bank Ltd. be liable for any direct or indirect loss or damage arising from access to or use of the site and/or the App or from the inability to access or use the material on them. This exclusion of liability extends to, but is not restricted to, liability based on negligence.


Investment risk disclosure

The fact that investments have performed well in the past is no guarantee that they will continue to do so in the future. Cornèr Bank Ltd. cannot rule out the possibility that the value of an investment will be lower at the end of the investment period than at the beginning. Foreign currency investments are subject to fluctuations in value due to changes in exchange rates. The share markets and the economies of developing countries often undergo significant fluctuations. At times, an investment may not be immediately realisable, and it may be temporarily difficult to liquidate the investment or to gain a return on investment or to obtain exact information about its value or its risk level.


Electronic Communication (E-Mail)

The Internet is an universally accessible medium. Ordinary E-mail messages sent over the Internet are neither confidential nor secure. They may be viewed by third parties, lost, intercepted or altered. E-mails may circulate across national borders, even if both sender and recipient are located in the same country.

You are therefore recommended to communicate with Cornèrcard by using a secure channel if such channel is provided by Cornèrcard. In no event should you use ordinary E-mail to transmit personal or confidential information such as any account related data. Unless explicitly stated otherwise, Cornèrcard does not accept any orders or instructions sent by E-mail or any other electronic messaging system.

Cornèrcard shall not be liable to you or anybody else for any damages incurred in connection with any messages sent to Cornèrcard using ordinary E-mail or any other electronic messaging system.


Severability Clause

To the extent that any provision of these terms of use is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall be deemed not to be part of this disclaimer but such finding shall not affect the validity, lawfulness or enforceability of the remainder of these terms of use in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of these terms of use in any other jurisdiction.


Conflict with Additional Terms

Certain web pages or areas on the Cornèrcard Website may contain additional terms, conditions, disclosures and disclaimers (together “Additional Terms”). In the event of a conflict between these terms of use and the Additional Terms, the Additional Terms will govern for those web pages or areas.